Welcome to Our Financing Department

Welcome to Phillips Chevrolet's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Phillips Chevrolet has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Choose your preferred location below to apply for financing:

Phillips Chevrolet of Frankfort

Phillips Chevrolet of Lansing

Phillips Chevrolet of Bradley

Leasing vs. Financing at Phillips Chevrolet

Proudly Serving Locations in Frankfort, Lansing, and Bradley, IL

What are the benefits of leasing vs. financing? Both have perks, and our finance team can help determine which works best for you. Check out our finance center here at Phillips Chevrolet around Frankfort. Our team can walk you through each leasing and financing option. Contact us or go online to find out more!

Leasing a New Car in Lansing

When you lease a vehicle, you essentially pay to use it temporarily for a term. Lease terms span 24 to 36 years. Leases are typically brand-new or very low-milage new-year vehicles. They have the most advanced safety and tech features. When the lease term comes to an end, drivers have a few different options, such as:

  • Buy the vehicle.
  • Lease another one just like it.
  • Lease a different brand-new model.
  • Extend the lease again.

Leasing is ideal if you prefer to drive new vehicles around Oak Lawn with trend-forward features. Best of all, lease payments tend to be lower than loan payments. You can lower your monthly payment altogether if you opt for a longer lease term. Our finance center team near Bourbonnais is here to make the process simple, transparent, and timely.

Financing a New Car in Bradley, IL

When financing a vehicle, you apply for and receive an auto loan to help the purchase of said vehicle. Your payments go toward ownership, each building up your vehicle's equity. Since you're on track to ownership, you can tweak your ride however you like: exterior, interior, appearance packages, and safety/tech packages.

There are no mileage restrictions, and you can sell or trade the car anytime. Loan terms can span 24 to 84 months, offering flexibility. Longer terms mean lower monthly payments. Shorter terms mean higher monthly payments, but you incur less interest as well.

We Want to Help You Near Joliet

We know the car buying process can be intimidating, especially the financing step. We encourage you to fill out our pre-qualifying financial application. Go online and apply for financing from the comfort of your home. It's a quick, easy, and low-risk way to determine what kind of car loan you could get.

Contact Us

Frankfort Location
9700 West Lincoln Highway
Frankfort, IL 60423
(866) 488-3323

Lansing Location
17730 Torrence Ave.
Lansing, IL 60438
(866) 488-4313

Bradley Location
1400 Locke Drive
Bourbonnais, IL 60914
(866) 488-2793


  • Monday 8:00AM - 7:00PM
  • Tuesday 8:00AM - 7:00PM
  • Wednesday 8:00AM - 7:00PM
  • Thursday 8:00AM - 7:00PM
  • Friday 8:00AM - 7:00PM
  • Saturday 8:00AM - 6:00PM
  • Sunday Closed