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Your car, truck or van is a major purchase and something you'll want to enjoy for years to come. Protect your investment with a Protection Plan from our friends at Ally.
With 3 levels of coverage to choose from, the Ally Premier Protection suite of products ranges from covering just about everything on your vehicle to covering just the basics.
| Major Guard | Value Guard | Basic Guard |
7400+ Covered Components This is the ultimate choice if you want to cover the really expensive things like high-tech and luxury components. | 2900+ Covered Components For a robust level of protection while still keeping your budget in mind, choose Value Guard. | 2000+ Covered Components If you're budget conscious and want only the most essential coverage for your vehicle, consider Basic Guard. |
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If your vehicle is totaled in an accident, your insurance may not cover the full amount you owe on it. Insurance usually pays the cash value at the time of loss, not the full amount of your outstanding debt. GAP covers the amount between the cash value and the outstanding balance.
Let's say your vehicle is totaled in an accident. You still owe $25,000 on your loan, but your insurance only pays you the current value less your deductible, which comes to $20,000.
| What you owe: | $25,000 |
| Actual cash value of vehicle: | $21,000 |
| Less your insurance deductible: | $1,000 |
| Insurance company pays you: | $20,000 |
| This leaves you with an outstanding debt of | $5,000 |
In the example, the $5000 amount would be waived by your GAP Contract and you'd have no further obligation on the debt.
This GAP payment example is for illustration only.
Theft ProtectThis provides theft deterrents and coverage after recovery or total loss if stolen. | Tire & Wheel ProtectThe road can sometimes present unavoidable hazards. Protect yourself from the costs incurred by damage from these road hazards. | Dent ProtectDent Protect covers the cost of dent repairs for your vehicle's body panels as long as there's no paint damage. | Appearance ProtectDuPont's quality products provide sustainable protection for fabric, leather and paint. |
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